# Subscription & Billing overview

Formstep has a Free, a Pro and a Business plan. What sets them apart, whose plan a workspace uses, and how AI credits fit in.

## The plans

Free is the whole product at a smaller scale, with no credit card. Pro is for working under your own name, with your own domains and emails to your recipients. Business is for teams with compliance needs, with extras such as respondent email verification and data retention. The plan that counts is the workspace owner’s, so members never pay for a seat.

## Limits and credits

Each plan sets a monthly allowance of submissions and requests, and a storage limit. AI is separate: it runs on credits you buy in packs, on any plan.

## Pages in this section

- [Plans & pricing](https://formstep.io/docs/subscription-billing/plans-pricing/) — Start free with no credit card, and move to Pro or Business when you need more.

- [Limits & quotas](https://formstep.io/docs/subscription-billing/limits-quotas/) — Every limit on the Free, Pro and Business plans: the monthly allowance, storage, domains, free invitations, idle forms, and what happens when you reach one.

- [Billing & invoices](https://formstep.io/docs/subscription-billing/billing-invoices/) — Update your payment method, download invoices and cancel in the Polar billing portal, and see what a failed payment means.

- [Upgrading & downgrading](https://formstep.io/docs/subscription-billing/upgrading-downgrading/) — What happens when you upgrade, move down a plan, cancel, or miss a payment: the grace period, what changes on Free, and what ends on a schedule.